ACH/Federal Reserve Bank Holiday Schedule

2025 Federal Holidy Scheulde
WednesdayJanuary 1, 2025New Year's Day
MondayJanuary 20, 2025Martin Luther King, Jr. Day
MondayFebruary 17, 2025Presidents' Day
MondayMay 26, 2025Memorial Day
ThursdayJune 19, 2025Juneteenth
FridayJuly 4, 2025Independence Day
MondaySeptember 1, 2025Labor Day
MondayOctober 13, 2025Columbus Day & Indigenous Peoples Day
TuesdayNovember 11, 2025Veterans Day
ThursdayNovember 27, 2025Thanksgiving Day
WednesdayDecember 24, 2025*Christmas Eve Early Close*
ThursdayDecember 25, 2025Christmas Day
WednesdayDecember 31, 2025*New Year's Eve Early Close*

*All Departments and Branches will close at 3:00 PM, and the following early cutoff times will apply:

  • ACH processing cutoff time is 3:00 pm
  • Domestic wire cutoff time is 2:00 pm
  • International Wire cutoff time is 12:30 pm